February 1, 2008

Predatory Lending Issues in Canada

Predatory lending is the practice whereby a lender deceptively persuades a borrower to agree to abusive loan terms. It is closely tied to the concept of subprime mortgage lending, which is the practice of making loans to borrowers who do not qualify for the best market interest rates. In the Read more…

February 6, 2006

Reverse Mortgages

A reverse mortgage is a type of loan made to senior citizen homeowners, allowing them to use their homes as collateral to get cash. No payments on the loan are due until the homeowner dies, or the home is sold or abandoned. Interest is added to the loan balance over Read more…

February 6, 2005

Unfair Contract Terms

Unfair contract terms are specific contract terms that are particularly harsh, grossly one-sided, or unconscionable. Unfair terms limit the general principle of enforceability governing contracts, which holds that contracts should be enforced if they are freely made. This project surveyed recent cases dealing with unfair contract terms, the tools that Read more…

May 5, 2000

New Home Warranties

The British Columbia Law Institute’s project on warranties and related issues arising from defects in new housing grew from public concern during the 1990s, when the problem of “leaky condos” in the lower mainland demonstrated the inadequacy of legal protection for purchasers of new condos. This project considers the need Read more…

March 29, 2017

New reports shed light on seniors and antipsychotic medications

In the last few months, a number of reports and news stories have highlighted older people’s use of medications, and more specifically antipsychotics. We share what we have learned and how this is relevant for the project we recently launched on health care consent and aging. In February, the Canadian Read more…